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Louisiana Home Insurance Rates by Zip Code

Real premiums and recently bound policies across Greater New Orleans and South Louisiana.

Live Rate Hub

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Average Home Insurance Rates by Parish

Orleans Parish

Average premium

$6,040/yr

Average insured value

$390,000

Based on 9 recently bound homeowners policies.

Jefferson Parish

Average premium

$4,420/yr

Average insured value

$365,000

Based on 50 recently bound homeowners policies.

St. Tammany Parish

Average premium

$4,120/yr

Average insured value

$470,000

Based on 20 recently bound homeowners policies.

St. Bernard Parish

Average premium

$4,800/yr

Average insured value

$350,000

Based on 1 recently bound homeowners policies.

River Parishes

Average premium

$4,220/yr

Average insured value

$320,000

Based on 6 recently bound homeowners policies.

Plaquemines Parish

Average premium

$5,010/yr

Average insured value

$475,000

Based on 2 recently bound homeowners policies.

East Baton Rouge Parish

Average premium

$2,880/yr

Average insured value

$340,000

Based on 5 recently bound homeowners policies.

Figures reflect recently bound policies across multiple companies, rounded to protect customer privacy. Your rate depends on roof age, wind mitigation, deductible, coverage and claims history. Not a quote.

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